Investigation and multiple similar lawsuits against Unum Provident for its wrongful denial of disability insurance coverage.
Unum Provident is the largest disability insurance company, providing disability insurance for more than 17 million Americans. Unfortunately, for their policyholders, Unum has denied legitimate claims from seriously ill customers... a corporate strategy that is designed for one purpose - to boost profits. Many Americans have faithfully had money deducted from their paychecks to pay for disability insurance. They rely on this insurance to cover them in the event that they become disabled and cannot work, however, many people might be in for a rude awakening if they hold an insurance policy through Unum Provident. A multitude of employees have come forth to talk to media and to attorneys about the tragic situation that occurs on a regular basis within the walls of the Unum claims department.
The investigation to date uncovered evidence suggests that Unum Provident has implemented a nationwide scheme to deny policyholders disability benefits in an effort to save money and increase corporate profits. What's more, several former UnumProvident in-house physicians have testified that they were encouraged to review insured claimants' medical records and state that the insured was not disabled so that UnumProvident could deny disability benefits, regardless of the condition of the insured. Several former claims adjusters have testified that it was corporate policy to create reasons to deny claims, and that they were instructed how to do this without exposing their companies to liability if sued in a court of law. Unum Provident Corporation is a holding company for several insurance companies. Its corporate headquarters is in Chattanooga, Tennessee.
Unum Provident Corporation is responsible for adjusting disability claims of all the companies listed below. UnumProvident Corporation also adjusts disability claims for the other non-affiliated insurance companies as well: Metropolitan Life Insurance Company; Paul Revere Life Insurance Company; Unum Life Insurance Company of America; New England Life Insurance Company; John Hancock Insurance Company; Equitable Life Insurance Company; Colonial Life Insurance Company; Provident Life and Accident Insurance Company; Provident Life and Casualty Insurance Company.
Name (Stock Symbol)
Unum Group (UNM)
Unum Group, together with its subsidiaries, provides group and individual disability insurance products in the United States and the United Kingdom.
John Hancock Financial
John Hancock Financial, a unit of Manulife Financial Corporation, provides insurance products, annuities and financial services.
Metropolitan Life Insurance Company
Metropolitan Life Insurance Company, also known as MetLife, provides insurance products.
Paul Revere Life Insurance Company
Paul Revere Life Insurance Company. a subsidiary of Unum, sells life insurance.
Unum Life Insurance Company of America
Unum Life Insurance Company of America, a subsidiary of Unum Group, provides life insurance.
New England Life Insurance Company
New England Life Insurance Company, a subsidiary of Metlife, is an insurance company.
Colonial Life & Accident Insurance Company
Colonial Life & Accident Insurance Company is an insurance company.
Provident Life and Accident Insurance Company
Provident Life and Accident Insurance provides disability, life, and accident insurance to individuals. Provident Life and Accident Insurance is a principal operating subsidiary of Unum Group.
Provident Life and Casualty Insurance Company
Provident Life and Casualty Insurance Company provides disability, life, and accident insurance to individuals. Provident Life and Accident Insurance is a principal operating subsidiary of Unum Group.
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