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Chase Home Finance may be illegally failing to properly apply prepayments made by home owners to the outstanding loan balance.
Investigation Source
- California
Investigation Scope
Category Information
Investigation Topics
- Unfair and Deceptive Services
- Excessive or Unauthorized Fees
- Improper Credit For Payment
- Failure To Properly Credit Prepayment
Product or Service
- Home Loan
Injury Types
- Monetary Loss
- Foreclosure
Investigation Details
Investigation and potential class action lawsuit against Chase Home Finance in connection with Chase's practice of delaying in applying, or failing to apply, pre-payments made on mortgages in California.
For example, Chase has failed to promptly apply pre-payments despite a provision in the mortgage note that states that consumers may make prepayments without penalty and that such payments will be applied to the account principal or unpaid interest.
For example, Chase has failed to promptly apply pre-payments despite a provision in the mortgage note that states that consumers may make prepayments without penalty and that such payments will be applied to the account principal or unpaid interest.
Defendant Details
| Name (Stock Symbol) | Brief Description |
|---|---|
| Chase Home Finance LLC | Chase Home Finance LLC is providers mortgages and home equity loans. Chase Home Finance is subsidiary of JPMorgan Chase Bank, N.A. |