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ACB Receivables Management d/b/a Affiliated Collection Bureau may be adversely affecting consumers credit scores by not reporting disputed collection items to the credit bureaus.
Investigation Source (Case #2:06-cv-05109)
- New Jersey | Pennsylvania
Investigation Scope
Category Information
Investigation Topics
- Unfair Collection Activities
- Credit Score
- Failure To Report Disputed Account
Product or Service
- Debt Collection
Injury Type
- Monetary Loss
Investigation Details
This is an investigation and pending class action lawsuit against ACB Receivables Management which does business as Affiliated Collection Bureau alleging systematic violations of the Fair Debt Reporting Act.
Specifically, Affiliated Collection Bureau is a collection agency. As such it reports collection accounts to Trans Union, Experian Information Solutions and Equifax Information Services (the "CRA's"). Affiliated Collection Bureau is required to report to the CRA's when a collection account is disputed when a consumer notifies Affiliated Collection Bureau that the consumer disputes the debt. As a matter of policy, Affiliated Collection Bureau does not notify the CRA's when a consumer disputes a debt.
Specifically, Affiliated Collection Bureau is a collection agency. As such it reports collection accounts to Trans Union, Experian Information Solutions and Equifax Information Services (the "CRA's"). Affiliated Collection Bureau is required to report to the CRA's when a collection account is disputed when a consumer notifies Affiliated Collection Bureau that the consumer disputes the debt. As a matter of policy, Affiliated Collection Bureau does not notify the CRA's when a consumer disputes a debt.
Defendant Details
| Name (Stock Symbol) | Brief Description |
|---|---|
| ACB Receivables Management | ACB Receivables Management is a debt collection company. |
| Affiliated Collection Bureau | Affiliated Collection Bureau is a debt collection agency. |